Welcome to the Rolling Hills of Clermont, Florida! We are located in the center of Florida in a unique town with an abundance of lakes, rolling hills, and a location just minutes from the major Florida Theme parks and entertainment. You will be surprised by the exceptional beauty of this area unlike any other in Florida. With proximity to the Florida Turnpike, Interstate 4, State Road 50, and Highway 27, Clermont is a natural crossroad to the State. Our immediate surrounding areas include the towns of Minneola, Groveland, Winter Garden, Mascotte and Oakland. As a Licensed Florida Realtor® I can help you buy or sell any type of Florida property, so please feel free to contact me at any time. To begin your tour of my website, I have provided some simple shortcuts to some exciting features. So to find out more about the City of Clermontthe City of Minneola ortheCity of Groveland and surrounding areas check out the information below. Scroll down the page for useful information and details on home buying and selling.
According to a 2009 University of Florida study: 13.1 percent of all Snowbirds hail from New York. They are followed by Michigan at 7.4 percent and Ohio at 6.7 percent. For more trivia check out my tidbits of information. Go Yankees!
Read down to see all the information I have on the area, New Homes, New Construction and much, much, more!
Here's a little stimulus humor to lighten your day:"I'VE GOT TO HAVE A RAISE," an employee said to his boss. "Three other companies are after me." "Is that so?" the boss asked. "What companies?" "The electric company, the telephone company and the credit card company." I got some more funnies so check back periodically as I update the latest jokes!
Here's the straight information on the MAKING HOME AFFORDABLE PROGRAM: Refinancing and Modification Options and the AMERICAN Recovery and Reinvestment Act of 2009 ("RECOVERY ACT") sign into law on 17 Feb 2009 by President Obama. It comes directly from the US Department of Housing and Urban Development website.
A new program offers financial assistance to first-time homebuyers who are veterans or active-duty military members. The Pentagon Federal Credit Union Foundation, a nonprofit national organization, offers the program through its Dream Makers program.
Active duty personnel, veterans, retired members of the military and employees of the U.S. Department of Defense and the Department of Homeland Security may be eligible for a grant up to $5,000 to use toward downpayments and closing costs if buying their first home. The grants can be applied to a mortgage issued by any financial institution.
"Members of the military often put off buying a home early in their careers because they´re moving around the country a lot," says Kate Kohler, chief operating officer for the PenFed Foundation. "We want to make sure they have resources to add immediate equity into their home when they decide to buy."
Requirements:
Military affiliation ? (active duty, reserve, National Guard or veteran) ? a Department of Defense employee or a Department of Homeland Security employee.
First-time homebuyer or not owned a home for the last three years; or a home has been lost through divorce or disaster.
Gross household income, including allowances, used to qualify for a mortgage loan is a maximum of $55,000 per year, or 80% of a community´s median income based on family size.
USDA Home Loans are provided as part of the American Recovery and Reinvestment Act of 2009 This link will provide you with all the information. Their loans apply to certain rural areas so to find out a locations eligiblity look at this link. USDA eligiblity. Click on this link to get to the Mortgage Loans. This program was designed to help lower income households obtain home loans at reasonable mortgage rates. I've got a little more information on these loans so take a look at "What is a USDA Home Loan."
We are in a SERIOUS BUYERS MARKET! Do us both a favor, and contact me... there are some FANTASTIC deals that can be had - even taking a loss on your current home may be a good option - call me to discuss, or click on this link (John@MasteroftheMarket.com) to send an e-mail. Contact me today, or better yet, fill in the Buyers Questionaire to give me an idea of what you are looking for because, remember "Together We'll Master the Market!"
Foreign Investors, Buyers & Sellers: Interested in investing in our market here in the South Lake County area? I have connected with Moneycorp a commercial foreign exchange company, to help you get the most out of your currency. Whether you are Selling a property in the U.S. or buying a new investment (one of my Featured Listings perhaps?), Moneycorp can help make your money buy more! This may save you hundreds or even thousands of US$ Dollars on your exchange rates for any transaction, including those outside of Real Estate.
Interest rates are down so should you refinance your current mortgage? Here's 5 good reasons to work with a lender to refinance your home. Contact me and I'll help you find a great local lender, whether it's to refinance, or to purchase a new home.
One of the smartest things I have done in a while. Check out the annual credit report 'Health and Wellness' information I have attached in this article.
3700 LIBERTY HILL DRIVE (pic on Right Master Bedroom and Kitchen Below Right)
3 bedroom /2 bath WITH 2,238 sqft! LEGENDS GOLF & COUNTRY CLUB
One of the great features about our area is the beautiful weather which means you can be outside and enjoy the scenery. We've got many bike trails and State parks nearby that are a wonderful asset to the community. Click on my State Parks & Trails link to view some of the nearby areas. I've added contact numbers and the link to all the Florida Sate Parks for your enjoyment.
GOLFERS! Tucked into South Lake County is some of the finest and affordable golfing in the Greater Orlando area. I've attached a synopsis of eight of the best golf courses in our area. While you are out on the golf course or just out and about in Florida enjoying the sunshine the Center for Disease Control has some advice for remaining Cool in the Shade.
What is a Realtor®? A Realtor® is a real estate professional who is a member of the Greater Lake County Association of Realtors® and correspondingly, a member of the National Association of Realtors®. We as Realtors® stand out from the crowd because we are bound to uphold a strict Code of Ethics and must complete many hours of additional, mandatory education on a regular basis.
Buying or selling Clermont homes is a complex process, and a Realtor® like me, can uniquely understand the financial, legal, and even emotional issues involved. Selecting me as your real estate professional with the Realtor® identification, will ensure that the process for you next real estate transaction goes as smoothly as possible.
If you are a first time buyer, or an investor, you will find all the information you need to find the "right" property. How to make an offer, negotiate, finance, get mortgage rates, moving and everything involved in making a real estate decision in today's market. You can look at my Clermont, FL Real Estate listings to see my listed, pending, and sold properties, from vacant land to resales. If you double click on a property's photo or click on the VT (virtual tour icon) you can see many of the photos I've taken. Here are some with the Virtual Tour photographs - just click on the appropriate photo to see more! Don't forget to look at the Featured Listings as I have more photos there too!
NEW! $209,000 Low HOA 3/2 w/ 2,024 sqft large Yard
Legends: 3962 Derby Glen Golf front 'Basement' Home
LEGENDS! 4/3 2,209 sqft Fenced Yard!
LAKE FRONT 1.25 acres on Lake Louisa (State Park)
NEW! Golf Front 3/3 w/ 2238 sqft!
13606 Via Roma Circle 3/2 with POOL and 1,853 sqft
12833 Valley Ridge Rd 3/2 with pool and 2,078 sqft
LEGENDS 4309 Fawn Meadows 3/2 with Den & 3 car garage
KINGS RIDGE: 3/2 w/ 1,802 sqft Active Adult Community
FOR SALE
PUT YOUR HOME HERE
FOR RENT
LOT 6 Eagle Run $69,000 5 Acres in Ranch Club
Legends: 4057 Greystone Dr Short Sale: PENDING!
LEGENDS 1031 Glenraven Lane 4/3 w/ 2,433 sqft POOL & SPA!
LEGENDS Beacon Ridge 3/2 w/ 1,930 sqft Golf Home
Try LISTINGBOOK where you can Customize your search! To request Email Me, Today.
Remember, I can help find the right property for you!
Like Horses? We have many equestrian estates in the area. Try The Ranch Club or Greengrove Estates for some beautiful land that allows for horses. Several homesites with over 5 acres and even include the stables like the home at 15337 Ona Court. The communities of Central Florida include towns like the following: Clermont, Minneola, Mascotte, Groveland, Oakland, Winter Garden, Ocoee, Howie-in-The-Hills, Montverde, Tavares, Mt. Dora, Apopka, Davenport, Eustis, and counties including: Lake County, Orange County, Sumter County, Polk County, Marion County, Hillsborough County, Pinnellas County, Hernando County and Sarasota County.
For those of you who have purchased property in our area I've provided Lake County Services to help you get your Utilities & Services started in your new home, and information on how to file for Florida Homestead Exemption. My website also features extensive community information, consumer links, school information, free reports, and answers to commonly asked real estate questions! If you are interested in a local schools' grade you can put in the area or specific school to find what they are rated. I've also added a few numbers you may need for the local community college and more on k thru 12. You´ll find everything about real estate and more within this one easy source!
One of the key services I offer is that I am a Specialist for New Home Purchasing. This means that I Specialize in new homes, working with Buyers to find the right Builder, at the right location. Through my unique relationships with the Builders I can offer you insight on the local builder designs, current availability and pricing, and help you work with their contracts to ensure you get the new home you desire. Here are some of the Builders that I work with:
Be sure to check out some of my Minnneola homes for sale. I can help you find the right, newly constructed home, and work with the builders to get you into your dream home today.
I've added Subdivisions that contain properties to fill all your requirements. The first ones are The Legends Golf & Country Club, The Ranch Club, Kings Ridge, Lake Louisa Highlands, Windsong (with NEWhome prices starting in the mid $200's) and Barrington Estates (with NEWhome prices starting at $179,000 or vacant lots at $45,900)! The newest two I've added are Magnolia Pointe - superbly located gated Townhomes with lake access on Johns Lake - and Heritage Hills - Clermont's newest Active Adult Community. See the write ups, photos and more. As I update these communities I will add in information on Communities for Seniors, of course New Homes, and many, many more. Keep coming back to see updates to give you the most information to help you chose your HOME and next COMMUNITY.
Rog's Recipes. A guide to culinary excellence from a former CIA graduate. Check out his receipes and give him some feedback on his work.
In the interest of eating - see above recipes from Rog - here are also some slimming tips, for quick weight loss, to fit into your holiday best! If you want to loose fast, but safely, try some of these quick tips to get you Skinny by Saturday! Or, you can choose the fun "Dieting Rules" for the New Year for a change of pace!
NEW! If you are eating, then you must have to drink something? Here's a good year round party favorite that you will love for lunch, dinner, and more. At Halloween we gave out Jell-O shots to the parents, while the kids got candy... Talk about a Treat! We had some parents circling the block and coming back for more! Check out Patti's Jell-O Shot recipes that you can make for those hot summer days, on your bus ride home, or, whenever you have guests for dinner! Enjoy!
Did you know that inactivity boosts the risk for heart disease by 44%? Here's some information to Walk your way to Health!
NEW! Here's some tips to stop the Exercise Excuses. Get out there and 'Git er Done!'
SAVING STRATEGIES: With the price of gasoline so high here's some cost savings tips and myths. Also see that I've got some Beat the Heat summer saving tips like the following: * Ceiling fans are decorative, quiet appliances which enable the AC unit to operate less frequently. In fact, when used with the AC unit you can raise the thermostat by 4 Degrees and still feel cool. To conserve energy use only while the room is occupied! And then don't forget to Winterize Your Home in the fall - some pertinent tips to make your winter months safer and more energy wise.
US Homeowners will be able to get low-cost energy audits that rank a home's efficiency on a scale of 1 to 10 and get federally insured loans for upgrades, under and Obama administration plan to announced Nov. 9th 2010.
Here's a great way to make sure you are getting the best gasoline prices in your area. Just put in your ZIP Code and viola, the best prices in town! And, some Fuel for Thought for saving money at the the gas pump by changing some of your driving habits.
We've all seen the many uses for coke or bounce dryer sheets... right? We'll how about some different uses for Baking Soda. A cheap and easy source of fun. Check it out! I've also scrounged up some different uses for other foods that might help or interest you. Check out the uses for Peanut Butter and more! Here's the latest I've received on Coffee Filters... some more great ideas!
To improve your applicance hog's energy efficiency here are some tips to make your (surprising) appliances save you money. The top 5 hogs are listed in order. Check them out! Then save some $'s for yourself by following the inclulded tips. And what about saving some $'s by cleaning your old fan ad not throwing it away. Here's a link on tips to Clean your Fan.
September is... National Preparedness Month Get a Kit, Make a Plan, Be Informed and Get Involved. While we don't like to think about it we should all be prepared for a Hurricane. Wherever you live, on the coast or inland, you should use some of the tips presented to be ready for a hurricane, or any other natural disaster. Being prepared is not difficult, but you will be glad you were ready! Check out some Hurricane Preparedness tips. I've just added some tips on being prepared with your Insurance coverage.
Think SPRING. Some helpful home hints to get you prepared for the upcoming year. Also I've added a link to a great Lawn Care Specialist. Check out my friends at:
Their services include: Monitored home/office security systems, security cameras, recording, intercom systems, surround sound, audio systems, phone and data lines, and lightning protection systems. They also offer sliding glass door locks and double-keyed dead bolts.
Here's a tip for a local Insurance Company. They've been in the Clermont area since 1929 servicing all your insurance needs. Try Olivenbaum Insurance!
Needing pool service? Cleaning of a short sale pool that you can almost walk on? Try Crystal Clear Pools to help you maintain your pool year round. "For pool services in Clermont, the decision is Clear..... Crystal Clear!"
Zakhary Builders can provide new construction, additions, remodels, structural services, home preservation (including Mold Remediation, HVAC, Painting, Roofing, Pool or Lawn Care services and much much more). If you need a quality experienced partner give them a call!
In the interest of safety and automobiles I've added some tips on safe driving. Here are also some expert tips on how to keep your automobile clean and shiny year round. Since we don't have a Winter to speak of here in Clermont, FL it's the perfect place to have a vehicle that looks great!
With the high price of gas here's some tricks to save some $'s on those summer road trips. See the article Gas Saving Road Trips Tips.
NEW! Consumer HomeOwners' Insurance Comparison Electronic System (CHOICES)
The Office of Insurance Regulation (Office) developed this tool to help consumers compare homeowners´ insurance rates among these companies. The system demonstrates the importance of shopping for the best policy to protect your home.
CHOICES provides average rates for a variety of companies writing insurance in each county, in addition to rates for Citizens Property Insurance Corporation. The rates quoted are for illustrative purposes, and reflect the most recent rate filings approved by the Office. These rate quotes are for the two sample risks described ? premiums for your home will vary depending on individual circumstances. The Office recommends that you contact the insurance companies or agents of your choice to obtain an official premium quote.
Get $25.00 off your next Home Inspection click on the logo above for more details!
With Amendment 1, the constitutional property tax measure goes into effect immediately. Click on this link to see what the new Tax Cuts mean to you. If you've recently purchased a home in our area I've provided Utility and Florida Homestead information. Please see the Lake County Services page to help guide you through the process and view some Energy Saving Tips to save you money in your new Home. The normal filing time for Homestead Exemption begins on January 01 and lasts through March 01. All exemption applications for that year must be filed by March 01. You may pre-file for the following year from March 02 through December 31.
NEW! And finally some local news links so you can get up to speed on South Lake County and the surrounding areas. Enjoy the website and keep checking back for new information. Please feel free to send feedback and ideas.
![[Logo: Homes and Communities: U.S. Department of Housing and Urban Development]](http://www.hud.gov/images/common/hgv-bnr-logo1.gif){kind=logo}
While you are out on the golf course or just out and about in Florida enjoying the sunshine the Center for Disease Control has some advice for remaining 
